The time for people to escape out cool climate for warmer regions is now upon us. Wherever you go, chances are that their standards for security regarding cards and accounts may not be great as those here at home. The following are 7 tips that can help you protect your money while travelling abroad.
- Use credit, not debit. Credit cards usually have zero liability policies which can protect you if they are copied or stolen. Debit cards give direct access to your account, which you want to avoid in areas where identity theft is likely.
- Change PINs before your trip. As you leave on your trip stop by the credit union and change your PINs on your debit and credit cards. You can change them back upon returning, which blocks use of any possible stolen/copied cards after the PIN change date. You can change your PIN in branch or at your credit union’s ATM.