A few weeks ago my wife and I were involved in a collision that could have ended much worse than it did. While traveling north on a primary highway a car coming south turned left across our lane. I was able to stomp on the brakes and yank steering wheel to the left so that we just clipped the other car's right rear bumper at about 50 km/hr.
Fortunately no-one was injured. We each were able to drive off the road into the nearby gas station. There we exchanged insurance information and business cards. We pulled off the pieces of our right headlight and duct taped the wires down so we could continue driving. Both vehicles were quite functionally usable.
This was the first time I had ever been in an accident when I needed to make a claim. It was a learning experience for me. Here is what I learned from this incident: