Wednesday, October 27, 2010
A game that my eldest son has been playing over the past couple of months is called Record Shop Tycoon. You start out in a small store in a poor location (it's all you can afford) and then are responsible for stocking music CDs to sell to your customers. The game takes into account neighbourhood buying patterns, supplies
Monday, October 18, 2010
My family celebrated Thanksgiving in a city that took several hours of driving to arrive in. Once there our kids and their cousins had a blast making a lot of noise, some messes, and eating a lot of food, some healthy and some not.
A bit of a tradition in our families is to go around the table and ask everyone what they are thankful for. The kids outnumbered the adults about 3:1 and they expressed thanks for some very interesting things. I though I would share some of them with you.
The kids expressed thanks for:
Thursday, October 7, 2010
The real scare comes from credit cards. They are freely offered with little explanation of how to use them and how they affect your credit score. And those habits that people form in their teens and 20's usually carry on throughout their life.
This may seem a little alarmist, and it is. But I really want everyone to understand that excessive spending and debt accumulation can cause problems for not only you, but your whole household for decades after you bought that TV or went on that vacation.
Check out this article at Canada.com to find out more details about Canadian debt loads.
Take care of your debt. Life will be so much easier. Jerry
Friday, October 1, 2010
This person's son and daughter-in-law were eager to buy a home in the middle of the job/housing boom. They were told repeatedly by family members that owning a house would be better than renting, even though the couple really didn't have a down payment. They took about a year of scraping together a 5% down payment plus the CHMC insurance fee and went off to see someone about a loan.